How to Protect your Children, Even When You are Not Around?

News 25 June 2025

Between juggling work, school runs, and playdates, today’s parents are pros at multitasking. Yet one question lingers: "What if something happens when I’m not there?" We childproof our homes, vet preschools obsessively, and pack allergy-safe snacks—but accidents don’t check schedules. The unexpected strikes at unexpected times; a child trips during playtime, a bite by a classmate during a scuffle, or an allergic reaction can turn an ordinary day into a nightmare. And then it will escalate to more issues such as:

1. Immediate medical costs become the parent’s burden

If a child gets hurt in kindergarten, even if the school acts quickly and takes the child to the clinic, the parents must handle the entire cost or navigate their own insurance process which can take time—or worse, they may not cover school-related injuries at all. Another financial burden to bear.

2. Parents must take time off work to manage emergencies

Parents often need to leave work, bring their child to the doctor, manage claims, and deal with back-and-forth paperwork. Just thinking of the hassle can make one go mental, and this can affect their career or livelihood negatively.

These are the moments no parent wants to imagine. Although they trust teachers to protect them, but some things are beyond control. They are a reality in early childhood environments, where energy runs high and accidents can happen in an instant. When this happens, parents will think that having a personal medical card for their children can cover it all, but not all medical card covers school-related accidents, plus with the hassle it takes to bring the child for medical attention and the paperwork for claims is truly burdensome.

This is why Kindershield exists; to offer affordable, effective, and comprehensive protection for every child, and to give parents the peace of mind they truly deserve.

So, What Do You Get with Kindershield?

Kindershield isn’t just another insurance plan—it’s a product of research, collaboration, and a deep understanding of the industry’s needs. Developed in partnership with the Malaysian Educators Association, Kindershield was designed to address the real risks faced by early childhood education providers.

From accidental injuries and medical expenses to business interruptions and legal protection, Kindershield provides coverage that goes beyond the standard offerings of general insurance companies. It ensures that educators, children, and institutions are fully protected, allowing them to focus on what truly matters—nurturing the next generation.

It’s hard to believe but it is definitely true; Kindershield provides 24/7 protection for less than the price of your daily latte (really, it’s RM0.10/day). And with that, you get:

✅ 24/7, 365-day global coverage, even during school holidays

✅ Up to RM4,000 coverage per accident

✅ Medical reimbursement for accidents, insect bites, food poisoning, and more

✅ Unlimited claims

✅ RM10,000 education allowance if a parent passes away

✅ Seamless & fast claims process

“It’s hassle-free. No need to prepare excessive documentation. As long as parents have paid the school fees to confirm their child’s enrolment, the school can handle and sign the claim form on their behalf,” Winnie explains “Parents can rest easy knowing their child is protected anytime, anywhere.”

Designed for Parents, Run by Schools

To put it in deeper perspective, one of Kindershield’s greatest strengths is that it is managed by the school itself.

Imagine this: a child gets hurt during a school outing. The teacher immediately brings the child to the clinic, pays for treatment, and submits the claim to Kindershield.

Parents do not have to take emergency leaves and rush to the scene for their child. There is no need to call an agent. You don’t even need to submit documents. It’s all handled for you by the preschool.

“If something happens, teachers can bring the child to the clinic and settle it immediately. The school pays first and claims from us. Parents don’t need to worry about a thing or pay a single cent upfront,” said Winnie “Our goal is to make it effortless. We even give schools a QR code so parents can view the benefits instantly.”

“This is how we want to change the system,” says Winnie “Teachers shouldn’t be chasing documents. Parents shouldn’t be stressed. We make it easy so everyone can focus on what matters.”

More Than 300 Schools Can’t Be Wrong

Parenting is full of unexpected moments. You can’t always prevent them, but you can prepare for them. Kindershield is more than an insurance. It’s a quiet protector in your parenting journey. A support system that acts fast when you can’t. A solution that understands the messiness of real life, and meets it with protection, clarity, and care.

Today, over 300 preschools across Malaysia have adopted Kindershield, because it works conveniently. Parents now understand that having their child protected through the school is not a luxury, it’s a necessity.

“We built Kindershield to make life easier for everyone—parents, teachers, and most importantly, the children. It’s one small step toward peace of mind, and a giant leap in protecting what matters most,” shared Winnie.

So, the next time your child’s school offers Kindershield, don’t hesitate. It’s more than just a policy. Accidents may be unpredictable, but your peace of mind doesn’t have to be.

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